Research shows medical debt doesn’t just strain finances—it’s linked to higher rates of anxiety, depression, and even delayed care.

So if you’ve felt shame or fear about medical debt, I want you to hear this: it’s not a personal failure. It’s the system.

Most people assume their credit card terms are set in stone — interest rates, late fees, annual fees. But here’s a secret: those numbers aren’t always fixed. Credit card companies want to keep you as a customer, and in many cases, they’re willing to work with you if you ask the right way.

That’s where negotiation comes in.

You don’t have to carry financial anxiety alone.

Employee Resource Groups (ERGs) have long been champions of inclusion, community, and support within organizations. But in today’s financially uncertain world, they have an opportunity to play an even more vital role: supporting the financial well-being of their members.

Nearly 60% of Americans report living paycheck to paycheck—regardless of income level. That’s not a moral failing; it’s a structural one.

The first step to debt relief is negotiation, these AI prompts can help

Without a W2 and a 401k, what do you do to retire? Find out here.

Insurance can be hairy, get a grasp on the basics here.